A Taxi Fleet Insurance Guide For Taxi Companies - MỸ PHẨM HOA ĐÀO - XUÂN XANH GROUP
INSURANCE

A Taxi Fleet Insurance Guide For Taxi Companies

Taxi companies normally hire highly skilled drivers to ferry passengers from one point to another. They operate for many hours every single day of the year to ensure that the public has access to taxi services when needed. Running a taxi business that has numerous cabs and many cab drivers 365 days each year requires a great deal of management and co-ordination. One of the most important aspects of managing a taxi company is finding the best taxi fleet insurance for your business. Ideally, the cover should be cheap but with a wide coverage.

Most insurance policies for taxi companies cover both large and small taxi companies. These policies also cover home operators and contract work. Apart from existing drivers, these policies will also cover new drivers.

Taxi fleet insurance does not have to be expensive. There are many ways of reducing premiums. For instance, you can get lower rates if you build up a descent track record. A clean record will qualify your company for No Claims Bonus savings over time, as you build history and a clean record. This may translate into savings of between 20 to 60 percent.

The experience of your drivers will also qualify you for some discounts. Experienced drivers are less likely to cause accidents, so insurers will lower premiums based on the experience of your drivers. However, drivers need to carry taxi badges issued by the local authority. This badge shows the number of years that a cab driver has been working in the city.

Restricted driving can also lower the amount of money you will pay for taxi fleet insurance policies for your company. Most companies will offer lower rates to business owners who reduce and restrict the amount of drivers per policy.

You can also lower costs by considering voluntary access. While this may lower your premiums significantly, you may have problems when you make a claim.

The following are some attributes of a good taxi fleet insurance policy:

  • Unlimited windscreen cover
  • From one year onwards a protected no-claims bonus
  • Complete accident management and free 50,000 pounds legal expenses cover
  • Free roadside assistance 24 hours a day
  • Free coverage for spouse when using the vehicle for social purposes only, however, the council will have to approve this

Apart from the benefits mentioned above, there are many others that can be added to your taxi fleet insurance by a reputable insurance provider or broker. These benefits will protect you and give you peace of mind as you continue with your work.

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